By Martin O'Sullivan
Image by AZRainman.com
Today I watched President Obama give a
rare press conference. He came to talk about the Affordable
Healthcare Act, and deal with questions that might be critical of it.
As I watched this great orator (as the left refers to him), I
watched him break the law on national television by once again
changing a law himself. Even Howard Dean called this into question.
I watched him stammering and searching for words. I watched him not
telling the truth many times as he never acknowledged so many other
negative causes and effects of Obamacare, but still touted lower
premiums, and better care to which we know is not true.
What bothered me was the feeling this
man is not in charge of the White House. I have had this feeling
before. A President comfortable to have others do everything
(Valerie Jarrett, David Axelrod, even Kathleen Sebelious, as
examples), and just experience the Presidency as if it was one huge
golf game. Traveling and campaigning for his policies, spending a
perverted amount of tax payers money on vacations, playing over 150
rounds of golf, all while trying to look Presidential when called
upon. However, when asked questions, or giving statements, he often
says “I didn't know”, “I saw it on the news like everyone else
did”, “No one told me”, “I was unaware of it”, time and
time again.
Be it Fast and Furious, Benghazi, IRS
targeting conservatives, NSA, and the list goes on. He is never
knowing of anything. Regardless, if the IRS visits him at the White
House over one hundred times. Must have been to play checkers. Today
he said no one told him the website was not ready. I believe him.
In his own words “If I knew it was not going to work, I would not
have said how wonderful it would be two weeks before”. However,
what about the people in charge of the website. Were they told to
keep the President informed? I say no, somewhat. I believe when
anything is to be done there is a understanding that those in charge
of the project are to leave him alone. They are to inform his staff
which feeds him only positives. I believe this goes back to 2009
when he appointed so many Tzars to so many things a President would
be in charge of. Being he would not have to deal with it, the Tzars
would. (Hindsight, his calling them Tzars in itself is very telling,
don't ya think?)
I believe this President does not know
the depth of the failure of Obamacare, because no one is telling him.
He is in a big huge bubble not to be disturbed. Either they fear
telling him anything about it, or he is not really in charge. To
give this speech today and not fully understand that there is much
more wrong with this law than just a broken down excuse for a website
is ignorant of reality. The cancellations of five million policies
to individuals is just the tip of the iceberg of all the problems
with this law. The people know, and that is why they are not
attempting to go to the site in the numbers they need, regardless if
they can or can not enroll. They just were not going! With nearly two
thousand pages of law, and twenty thousand pages of regulations added
on after, when the next problem arises with Obamacare, I have no
doubt he will once again say he never knew or was told about the
flaw.
So, Obama's “Fix” is the newest
example of my theory. To allow insurance companies to continue to
supply policies people have had regardless if they don't meet the
regulations in their plans. So there he stood, at the podium, saying
what insurance companies say can not be done. Did no one tell the
President that rates and policies can't be flipped back on like a
light switch? The insurance companies are saying if it can be done
at all, it will cost the consumer even more money. So once again I
feel the President's people sought a solution, told the President
about it, without never talking to the Insurance companies first,
then sending him out there to speak about a fix that can not happen.
Here is what should be done. That's
right, Martin is about to tell you the solution Mr. President. This
entire bill was said to be to insure about 33 million people without
insurance. Although today the President said 40 million people. Let
us use his new number. 40 million people included young adults who
feel indestructible and didn't want healthcare. Others were illegal
immigrants, yes I will not call them undocumented because they are
ILLEGALLY HERE. Also, let us not forget that the CBO said after
Obamacare is in full swing there would still be over 30 million
people without healthcare, so was this really the reason to ruin the
best healthcare in the world? So how to reform healthcare?
1) Tort Reform: Simply make frivolous
medical law suits capped, yet allowing true medical disasters caused
by hospitals and/or doctors semi-capped. One of the major reasons
cost of policies are so high is due to lawyers suing, ambulance
chasers if you will. The Hospitals and Doctors must buy medical
malpractice insurance that cost millions, thus rates are raised to
the patient. By Tort Reform, medical costs would be drastically
trimmed being medical malpractice insurance would be lower, and less
law suits.
2) The selling of Insurance policies
across state lines. You lose when you are forced to buy insurance
from your own state for a higher price for the same policy that is
sold in another state in the country for less money. By allowing
national competition price wars ensue. Thus, lower rates.
3) Obamacare fines Catholic health
Organizations for charity care to patients with no insurance and that
are poor. The fines are millions. This is one of those flaws in the
law I say the President doesn't even know is in there. Instead of
fining the health organization, reward them and all hospitals and
insurance companies with incentives. Expand charity care to
hospitals, and doctors with a clause that no lawsuits may be filed in
any negative medical event.
4) Deregulate the Insurance companies
and allow them to issue new policies that meet the needs of the poor.
As it stands now, only the government can approve a policy the
insurers wish to make available to the consumer. These standards set
by the government prevents insurance companies issuing out group
policies for individuals to enter.
5) Policy credits and rebates: If one
goes a year without the need for healthcare send a rebate, or
compound credit points to the following year lowering the premiums.
If one belongs to a gym, or a spa, a percentage discount on the
premiums.
6) Healthcare savings accounts: Much
like Social Security, a working citizen has a deduction of ten
dollars a week specifically to be applied to a health savings
account. As well as private healthcare savings account where people
set their own figures to how much would be direct deposit from their
paychecks. All with compounded interest.
7) Preexisting conditions: One of the
rare popular features of Obamacare, but done wrong. The surcharge for
this in Obamacare is astronomical. Liberals thought this was going to
be free. They are finding the surcharge is as much as the premium
itself. However, a one time charge as an option for the policy to
cover preexisting conditions that may be paid for like a car loan
instead of sticker shock, or a preexisting deductible from paycheck
if opted in for.
8) Neighbor policies: Similar to
individual group policies mentioned above, individuals could be free
to canvas their neighbors, friends, to enter a group policy. The more
enrolled, the less the group policy, thus the less the premiums.
9) Medical fraud penalties: The
medical fraud that is already happening in Obamacare is staggering.
From Obamacare navigators having people lie, to identity thefts, scam
artists, are already in huge numbers and the law just started
(Partially) on October 1st! If the NSA, EPA, IRS, DHS,
can harrass innocent citizens, how medial fraud security MFS? To go
after real not so innocent citizens! With fines going directly to
medical charity. Penalties so strict including prison without parole
for a minimum of ten years. Medical scams, and fraud is yet another
reason for high premiums from insurance companies.
10) Medical School costs: The cost to
go to Medical School is so high are children (and parents) can not
afford it (Only few). Our children end up doing something else.
Something more affordable for schooling and a career. Yet, medical
schools in Italy, India, and other countries are more than half the
cost of schools in America. My friend went to medical school in Italy
because he could not afford it here, but not everyone can do that.
What happens is a shortage of American born Doctors. The doctor from
another county comes here to practice. Which is fine, and they are
great, however I wish to see more American children grow up to be a
doctor is that is what they want to do. How does this affect
Insurance companies? By lesser expensive American medical schools,
doctors do not start out their careers charging exorbitant private
practice rates that insurance has to cover. Doctors do this to
recover their huge schooling cost. Lesser schooling tuition equates
to lesser private practice rates.
There! That was just ten. Republicans
have even more if only the media would listen (or would have listened
in the past few years). Two thousand pages? No! And by the way, I
hope you know the reason for two thousand page laws is on purpose. To
make the law so confusing one can not tell if it is being implemented
correctly. The quickest easy from point A to point B is a straight
line. The best way for a solution is always keeping it simple.
God Bless America and God bless the 5
million and growing losing their healthcare.
The Marty O Radio Show airs with it's
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